ºÚÁÏÕýÄÜÁ¿

Enrollees in MetLife's Optional Life and AD&D insurance have access to a valuable service: will preparation.¹ MetLife's Will Preparation Service includes preparation of a will, living wills and power of attorney. With a will, you can define your most important decisions such as who will care for your children or inherit your property. You will have access to Hyatt Legal Plans' network of more than 14,000 participating attorneys for preparing or updating these documents at no additional cost to you if you use a Hyatt Legal Plans participating attorney.

Access the Will Preparation Service:

1. Call Hyatt Legal Plans at 800-821-6400 and reference group number 166124. A client service representative will help you find a participating plan attorney in your area and provide a case number.
2. Call and make an appointment with a participating attorney. Many plan attorneys have evening and weekend appointments for your convenience.
3. That's it! When you use a plan attorney, you do not need to submit any claim forms. You can also use a non-network attorney and get reimbursed for covered services according to a set fee schedule.²

¹Included with Supplemental Life Insurance. Will Preparation is offered by Hyatt Legal Plans. Inc. a MetLife company, Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation Service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service.

²If you chose a non-network attorney, you will be responsible for any attorneys' fees that exceed the reimbursed amount.

Included with your Optional Life and AD&D insurance coverage, MetLife Estate Resolution Services℠¹ can be used for your estate as well as your spouse's/domestic partner's estate. Estate Resolution Services gives estate representatives access to Hyatt Legal Plans' network of more than 13,500 participating attorneys for face-to-face or telephone consultation at no additional cost. Estate representatives can get the legal help they need with this great benefit that provides:

• Face-to-face consultations: Estate representatives can meet with an attorney to discuss matters relating to probating your and your spouse's/domestic partner's estates.
• Preparation and representation: Document preparation and representation needed at court proceedings is available to execute the transfer of probate assets from the deceased's estate to the heirs.
• Correspondence and tax filings: Any correspondence needed to transfer non-probate assets may be completed by an attorney, as well as any associated filings.
• Coverage for attorney fees: All participating plan attorney fees for included services are covered through the plan. Out of network option is available according to a set fee schedule.²

Beneficiaries can also use the Estate Resolution Services benefit to consult an attorney to discuss general questions about the probate process.

Access Estate Resolution Services:

1. Call Hyatt Legal Plans at 800-821-6400.
2. Provide the client service representative with the employee's company name, customer number (166124] and the last four digits of the insured employee's Social Security number.
3. The client service representative will give the estate representative or beneficiary a case number and help locate a Hyatt plan attorney who will handle the paperwork.

¹MetLife Estate Resolution Services are offered by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

²Individuals have the option to use the out-of-network reimbursement feature to retain an attorney who does not participate in Hyatt Legal Plans' network of plan attorneys. If a non-network attorney is chosen, the individual will be responsible for any attorneys' fees that exceed the reimbursed amount.